New 401k Law 2025 . Cap On 401k Contributions 2024 Minda Sybilla Changes to IRAs and 401 (k)s in 2025 may help you save more for retirement, but you've got to be alert Congress recently passed the SECURE Act 2.0 as part of the Omnibus Spending Bill
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10, 2025 — The Department of the Treasury and the Internal Revenue Service today issued proposed regulations addressing certain SECURE 2.0 Act provisions, including a provision generally requiring newly-established 401 (k) and 403 (b) plans to automatically enroll eligible employees beginning with the 2025 plan year. Those older workers can make additional 401 (k) contributions of $11,250 in 2025 instead for a total up to $34,750.
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